The people who work at JCL Financial Group, LLC, not only have the knowledge and experience to help you pursue your financial goals, but they also happen to be extremely great folks, too! Our staff is always ready to address your concerns, answer your questions, and put you at ease.
James C. Lynch, AIF®, RICP®
Jim grew up in Cranbury, New Jersey, and attended Seton Hall University on a baseball scholarship, where he earned a BS in finance in 1989. He worked with Chubb and Northwestern Mutual Life before joining Personal Investment Consultants (PIC) in 1994. PIC was founded in 1987 and was the predecessor to JCL Financial Group, LLC.
His designations, licenses, registrations, and memberships include:
- Member of the Financial Planning Association
- FINRA Series 6, 7, 22, 26, 63, and 65 securities registrations
- Life and health insurance license
- Investment Adviser Representative of Commonwealth Financial Network®
- Accredited Investment Fiduciary®
- Retirement Income Certified Professional®
- Completed the CERTIFIED FINANCIAL PLANNER™ professional preparatory program at Farleigh Dickinson University, Madison, New Jersey.
As president of JCL Financial Group, LLC, Jim specializes in advising outplaced individuals going through job transition, pre-retirees, and retired individuals. With a long-term comprehensive financial planning approach, he helps his clients plan for successful retirement.
Jim, his wife, Michelle, and their two children live in Buckingham, Pennsylvania.
James C. Lynch, AIF®, RICP® is proud to have been recognized as a Summit Club advisor for 2017—a distinction based on annual production that places him among the top 23 percent of advisors affiliated with Commonwealth Financial Network.
Each year, Commonwealth, the Registered Investment Adviser–broker/dealer that helps us process investment transactions on your behalf, recognizes Summit Club advisors by inviting them to an exclusive gathering of their peers, leading industry experts, and Commonwealth home office staff. Summit Club advisors benefit from an intensive learning and networking experience designed to help them hone their expertise, share best practices, and provide ever-higher levels of service, education, and leadership to their clients.
Jim is honored to say that for a seventh year in a row (2012, 2013, 2014, 2015, 2016, and 2017), he was named a Five StarSM Wealth Manager for overall client satisfaction. 2017 Five Star Wealth Managers are selected by their peers as satisfying objective eligibility and evaluation criteria associated with providing quality services to clients in our market region. As an independent financial advisor, this recognition is among the most gratifying he could ever receive and he thanks you for your continued support and confidence.
*Based on 10 objective eligibility and evaluation criteria, including a minimum of 5 years as an active credentialed financial professional, favorable regulatory and complaint history, accepts new clients, client retention rates, client assets administered, education, and professional designations 2,671 Philadelphia wealth managers were considered for the award; 693 (26 percent of candidates) were named 2016 Five Star Wealth Managers. (The criteria provided reflects the most recent year for which advisor received the award. The criteria used, the number of wealth managers considered for the award, and the percentage of those who receive the award, may vary from year to year). These awards are not indicative of the wealth managers' future performance. Your experiences may vary. For more information, please visit www.fivestarprofessional.com.
Leeann has been working with Jim for the past 15 years. Her main focus is helping to ensure client needs are met with a smile. Leeann handles all aspects of the day to day business such as, answering phones, scheduling, preparing files and client paperwork, quickly and efficiently. Having been in the client service industry since she was 15 years old, her enthusiasm for working with people has only grown through the years.
In her spare time she is the President of the Volleyball Booster Club for her local school district, Spearheads fundraising for Community Volleyball Club and enjoys volunteering at Delaware Valley Golden Retriever Rescue (DVGRR). Leeann has a passion for helping people and animals.
Leeann lives in Stevens, Pennsylvania, with her daughter, Kayla and their rescued dog, Noodle, (a golden retriever) that is as silly as his name.
Don Albacker, CFP®, MBA
Don is an Investment Adviser Representative of Commonwealth Financial Network®. With more than 30 years of experience in finance at Unisys, he joined JCL Financial Group, LLC, in 2007. Don guides families and individuals through key financial decisions and implementation so they can focus on enjoying life. He helps clients answer questions such as:
When can I retire?
How much do I need to save for retirement?
When should I take social security?
How much income do I need?
Should I roll over my 401(k) or 403(b)?
Don’s interest in financial planning was sparked when he took a job working for a professor on asset allocation in order to pay for graduate school. After earning his MBA, Don took a job in finance at Unisys. Don spent 31 very successful years in the corporate world but continued to do his own asset allocation and investment selection as a hobby. His wife, Nancy, saw what his true passion was and encouraged him to change careers. Don is now doing something he loves—helping people align their finances with their goals.
Don earned his undergraduate degree in economics and his MBA in finance from Temple University. In order to better serve his clients, Don has earned his CERTIFIED FINANCIAL PLANNER™ certification, along with his FINRA Series 7 and 66 securities registrations and insurance license. Don is also a member of the Financial Planning Association.
Recently, Don was quoted by Money magazine in its August 2014 cover story, “How to Reach $1 Million,” on how to boost 401(k) contribution rates before raises kick in. Allocating a part of your raise to a 401(k) before it goes into the checking account is a relatively painless way to increase your saving rate. For younger working adults, it is a great way to start saving.
Don resides in Lansdale, Pennsylvania, with his wife, Nancy. Their two children are both married and “off the payroll.” In his spare time, Don enjoys volunteering at his local church and food bank. Whether it’s volunteering or planning for a client’s financial future, Don truly has a passion for helping others.
Michael brings his passion for customer service and background in financial planning to JCL Financial Group. His focus is to help provide the best possible experience for the client while ensuring all their financial needs are met. Michael’s responsibilities include organizing client data, reviewing statements, and day-to-day activities. Working directly with James Lynch, Michael helps construct financial plans, prepare client presentations, and meet with clients.
Michael obtained a BS in finance from Penn State Abington. He is currently pursuing his FINRA Series 7 and 66 securities registrations in order to better serve client needs.
Michael grew up and resides in Langhorne, Pennsylvania, and is the youngest of four children. He recently became engaged to be married to his fiancé Audrey. While at Penn State Abington, he was the captain of the golf team and won numerous events throughout his college career. He still enjoys competing in local tournaments and working on his game. When Michael is not working, he enjoys spending time with family and friends.